Making Good 

Businesses Better...

in 3 Simple Steps

Book A Consultation

Making Good 
Businesses Better

 Trust us to take care of you.

Book A Consultation

Take 3 Simple Steps With 10.CA

Together we can make the difference

Lateness, lack of control, uncertainty…all things that we all dislike in running a business.


We return calls and emails quickly, answer questions fast, take away any uncertainty you have in making decisions, in short, we will give you back control, to get and keep you up-to-date, to give you focussed answers quickly so that you and your business gain and stay in control.


Free Consultation

Our costs are agreed upon before we start any work, at the ‘Welcome’ stage.


Our clients love fixed costs as it gives them certainty, builds Trust and allows us to focus on our work and on Taking care of you.


Free Consultation

We want you and your business to be the best they can be, which is why we take the time to listen to your goals and aspirations at the earliest opportunity.


Once we have listened and understood your needs, we embrace that in our work and in the focussed advice we give.


We make sure we use the best technology and the best systems (we are Cloud Platinum partners to Xero and QuickBooks).


The best people are recruited and trained to look after you and keep you up to date with what is best for you and your business.


Our simple 3 step service promise gives us the opportunity to help you create a truly rewarding business.

Free Consultation

  • Making Good Businesses Better... in 3 Simple Steps


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  • Making Good Businesses Better... in 3 Simple Steps


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  • Making Good Businesses Better... in 3 Simple Steps


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  • Making Good Businesses Better... in 3 Simple Steps


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Welcome to 
10. Chartered Accountants 

We offer full tax, bookkeeping and accounting services, so you can focus on everything else in your business. 

With our expertise and know-how, we'll help you save money, reduce stress, and focus on your real priorities. 

Let’s talk about your accounting needs

Send us your details and we’ll arrange a time to discuss how we can support your firm or business.

About 10 Chartered Accountants Northampton

10.CA are Chartered Accountants, based centrally in Northampton. We provide a client focussed service to forward-thinking business people and their businesses. Our clients receive timely, effective and highly committed support to help their businesses move forward in an environment that is increasingly complex, competitive and fast-moving. 

We understand the challenges and opportunities facing businesses today, in particular with the added challenges that have been presented overcoming the impact of the Covid pandemic on us all. We have had to be especially focussed during this time.

With the development of Cloud-based software and the migration of digital accounting, HMRC’s vision to digitalise the UK tax system is now well underway. 10. CA is here to help its clients in Northampton and we have a specialists team to ensure that your business is guided through the process of Making Tax Digital. We are tax specialists and Cloud Platinum partners to Xero and QuickBooks putting us in a great position to advise you in relation to your future business needs.

Our friendly team of qualified accountants Northampton help take the stress away from government agency red tape, as well as offering professional information and insight for you to plan your business strategically.

Check Out Our Accounting Services

Our range of services to businesses are broad

Accounting & Taxation

We are experienced in dealing with the accounting needs of companies, partnerships and sole traders in all types of industry and in the 'not for profit' sector

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Cloud Accounting

We offer a range of  cloud accounting solutions and software. Most importnantly, we will advise you and recommend the most appropriate one for your business. 

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Growth Planning

We can provide you with critical information to assist you in the management and growth of your business including

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Research & Development

Research & Development tax relief can significantly reduce your company’s corporation tax bill and can even get you cashback - We have helped some of our clients do just that!

10. Chartered Accountants Happy Clients

Join our growing list of satisfied clients

Our specialist client industries and sectors include:

"I would have no hesitation in recommending them to any business, in fact I have done so several times."

 Dentists 
Stay on top of the regulations that affect your business. 
Licensed Trade 
Stay on top of the regulations that affect your business.
Contact us today
E-Commerce
Stay on top of the regulations that affect your business. 
Start ups
Stay on top of the regulations that affect your business.

 Cloud Accounting Platinum Partners to Xero & QuickBooks:

Information drives decision making. It's no understatement to say that Cloud accounting has revolutionised the relationship with our clients…if the Cloud is set up and used properly, we no longer need to wait for financial information, it is ready to use to advise clients so that decisions can be made, fast.

Our clients benefit from our depth of experience and detailed knowledge of Cloud accounting. We fully embrace the cloud-based technologies which have radically changed the way businesses process their data and produce critical timely financial information.

We are also proud to have received recognition from the two worldwide leaders in cloud accounting software provision, Xero and QuickBooks with the award of Platinum Partner status from each of them.

In adopting Cloud throughout the practice, we have the opportunity to collaborate with you online so that we can use our time providing true value rather than doing the routine keystrokes. Check out the key benefits of adoptin g Cloud here.

Need a fresh approach? A new Accountant? 

10. Chartered Accountants News Updates

Keep up to date with the latest news

Are your finances at risk of cyber-attack? Planning for the worst

By Charlie Flockhart • October 5, 2026
According to the latest Hiscox Cyber Readiness Report, almost two in five small businesses in the UK suffered a successful cyber-attack in the last year, with each attack costing an average of £26,650. Globally, cyber incidents cause around 32 hours of operational disruption a year on average. Cyber-attacks are no longer exceptional events, being viewed more as recurring costs, so businesses must prepare themselves financially for the impact. How should you prepare your finances in advance of a cyber-attack? A cyber-attack is slowly and sadly becoming a reality for many SME owners across the UK. To prepare, business owners should assess the potential financial risk a cyber-attack poses and forecast cash flow to ensure their business can survive one. It could also be beneficial to value your data assets to estimate the worth of any lost revenue and recovery expenses. Business owners may also want to keep offline playbooks. These are secure, printed offline copies of critical financial contacts, account numbers and recovery protocols to ensure that your business has key information in the event of a cyber-attack. Additionally, your business should establish strict double-check procedures for unusual payment requests or changes to supplier details to prevent business email compromise. You should also factor cyber insurance premiums into your operational risk management to ensure that you are prepared for any eventuality. What should you do to get your finances back in check after a cyber-attack? Should the worst-case scenario happen, once you are back on track, the first thing you should do is speak with your accountant. Your accountant will help you to calculate the exact monetary value of damaged assets, lost revenue and stolen money so that you know exactly where your business stands. They will then review your financial data and your tax records to establish a baseline for recovery and determine if the business can continue or if restructuring is necessary. Accountants can also help during complex cyber insurance claims by submitting the required evidence to ensure fair financial assessments of the business interruption costs. Once you have received any insurance payments, an accountant can advise on the tax implications.  How can we help? Cyber-attacks are becoming more prevalent for businesses up and down the UK. That is why it is imperative that you receive advice on how you can best prepare your finances in a worst-case scenario. Our team of accountants can help you to prepare your business for a cyber-attack and in the event of a cyber-attack, we can help you pick up the financial pieces. Get in touch with our team for support with preparing your business for a cyber-attack.

Borrowing amongst SMEs is on the rise – preparing your business for finance

By Charlie Flockhart • October 5, 2026
According to UK Finance, gross lending to SMEs from the main high street banks reached £5.35 billion in the second quarter of 2026, the highest quarterly level recorded since the pandemic. Real estate and professional service firms drove much of this growth, while manufacturers and hospitality businesses borrowed less. How can loans help SMEs? A loan can often be a lifeline for SMEs in a financial rough patch. It can help a business bridge cash flow gaps in the short term, ensuring that it has enough money to cover payroll, rent and supplier obligations. It could also be the case that a loan can help to fund expansion to increase business opportunities or hire more staff. Additionally, loans can help business owners to retain ownership of the company rather than selling equity to investors. However, SMEs need to remember that a loan must be paid back with interest regardless of business performance. How should SMEs prepare for a loan? Preparing your business for a loan can often be a tricky process. First, you will need to gather two to three years of profit and loss statements alongside cash flow forecasts and up-to-date tax filings. Next, you will have to check and correct any errors that may be on your personal or business credit reports in order to optimise your credit profile before borrowing. You will then have to create a strong business plan outlining your core growth strategy and market opportunity. There should be a clear breakdown of how the funds will be used, linking every borrowed pound to revenue generation, as well as a risk mitigation section addressing potential economic downturns. You must consider the lender that you are selecting by comparing criteria across high street banks and alternative providers.  How can an accountant help? An accountant can be one of your most valuable assets when applying for finance. They can help to improve your financial record-keeping, build advanced financial models and stress-test your cash flow to give lenders greater confidence in your business. We understand that it is tough for SMEs to obtain funding at the moment. That is why our team can help you obtain the loan that you need. For support with accessing loans, get in touch with our team.

Medium-sized companies may qualify for audit exemption

By Charlie Flockhart • October 5, 2026
The Department for Business, Innovation, Science and Trade (DBIST) initiated a ‘modernising corporate reporting’ consultation on 7 September 2026, which closes on 30 November 2026. Under the proposed overhauls, many medium-sized companies may be exempt from mandatory audits. This consultation forms part of a wider Government pledge to cut administrative burdens on businesses by 25 per cent by 2029. What is being proposed? The Companies Act 2006 considers various company size categories to assess which reporting, audit and disclosure requirements apply. For medium-sized businesses wanting to access exemptions currently exclusive to small companies, they must not exceed two of the following three thresholds: Turnover of £54 million Balance sheet total of £27 million Average of 250 employees Under these exemptions, many businesses would no longer need to have an audit, provide cash flow statements or prepare consolidated accounts. Elsewhere, the proposals from DBIST include: Introducing an SME accounting standard Allowing companies to calculate employee numbers on a full-time equivalent basis Removing strategic report requirements for most medium-sized private companies Simplifying financial reporting rules Is it always smart to forgo an audit? While the proposals mean audits may become optional for some SMEs, forgoing an audit isn’t always the smartest move. An audit can often go one step further than simple compliance and financial reporting, providing insights and peace of mind that your numbers are accurate. Lenders also often rely on audited accounts when deciding how much to lend and at which interest rate. Likewise, when it comes to selling a business, buyers and investors often look at audited figures when conducting due diligence as they offer greater credibility. For any businesses mulling the exemption, it is important to evaluate long-term plans and whether spending money on an audit could have benefits. At the moment, these changes are part of an ongoing consultation and so may be subject to change in future. We will bring you further updates as they emerge. Speak to an accountant to evaluate whether an audit may be beneficial to your business.

 Keep up to Date With the Latest News. 

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Need help? Have a question? In need of a fresh approach?
We can help…send us a message and we’ll be straight back to you…

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FAQs - Accountants in Northampton

  • How much does an accountant cost in Northampton?

    The cost of an accountant in Northampton depends on the complexity of your needs and the services you require. At 10. Chartered Accountants, all fees are agreed upfront before any work begins, with no surprises and no charging by the minute. Contact us for a tailored quote based on your specific requirements.

  • Do I need a local accountant in Northampton, or can I use an online accountant?

    While online accountants can handle routine compliance work, a local Northampton accountant offers something online services rarely can, a genuine relationship with someone who understands the local business environment and is available to meet face to face when it matters. Complex situations like R&D tax claims, business acquisitions, or tax investigations benefit enormously from having a qualified chartered accountant who knows you and your circumstances. 10. Chartered Accountants offers the best of both worlds: cloud-based efficiency combined with local expertise and a real team you can call.


  • What's the difference between a chartered accountant and a regular accountant in Northampton?

    The title "accountant" is not legally protected in the UK, anyone can call themselves one. A Chartered Accountant (ACA/FCA) or Chartered Certified Accountant (ACCA/FCCA) has completed rigorous professional training and examinations, is regulated by a recognised accountancy body, and must maintain their knowledge through continuing professional development. They are also required to hold professional indemnity insurance. When you choose 10. Chartered Accountants, you're working with a firm regulated by the ICAEW, giving you the protection and quality assurance that designation brings.


  • When should I switch accountants in Northampton?

    You should consider switching accountants if: your current accountant is hard to reach or slow to respond; you're getting compliance-only service with no proactive advice; your business has grown and you feel you've outgrown your current firm; your accountant isn't familiar with cloud accounting tools like Xero or QuickBooks; or you simply feel you're not getting value for money. Switching is straightforward, your new accountant handles the professional clearance process. At 10. Chartered Accountants, we make switching easy and are happy to talk through your current situation with no obligation.


  • Can an accountant in Northampton help me with Making Tax Digital (MTD)?

    Yes, and if you're self-employed, a landlord, or run a VAT-registered business, it's important to act now. MTD for VAT has been mandatory since 2022. MTD for Income Tax applies from April 2026 for those earning over £50,000, with the threshold dropping to £30,000 in 2027. 10. Chartered Accountants is a Xero Platinum Partner and QuickBooks Platinum Partner, meaning we're among the most qualified firms in Northampton to help you transition to compliant digital record-keeping. We'll set up the right software, train you on how to use it, and handle your quarterly submissions.


  • Is 10 Chartered Accountants a member of ICAEW?

    Yes, 10 Cann Limited is a registered member of the ICAEW (Institute of Chartered Accountants in England and Wales), one of the most rigorous professional accountancy bodies in the UK. You can view our listing on the ICAEW Find a Firm directory.

    ICAEW membership means we're regulated, insured, and held to strict ongoing professional standards giving you added assurance when choosing an accountant in Northampton.


  • As a chartered accountant, do you also offer bookkeeping services?

    Yes, alongside our chartered accountancy services we also provide full bookkeeping support from day-to-day transaction recording to VAT returns and management accounts. Many clients prefer having bookkeeping and accountancy under one roof, so everything stays accurate and up to date year-round.

    As a Xero and QuickBooks Platinum Partner, we can set you up on the right software and handle your bookkeeping digitally, keeping you MTD-compliant as the rules roll out.